Course Overview
- Course Title: Credit Risk Essentials: Analytics, AI & Underwriting
- Instructor: Starweaver Team (Paul Siegel)
- Target Audience:
- Banking professionals (risk analysts, underwriters, credit officers)
- Corporate finance professionals extending trade credit
- Risk management specialists
- Financial analysts assessing counterparty risk
- Intermediate to advanced learners with financial statement knowledge
- Prerequisites:
- Mandatory: Understanding of financial statement structure (balance sheets, P&L, cash flows)
- Mandatory: Familiarity with audited accounts and basic accounting mechanics
- Recommended: Prior exposure to corporate finance or risk assessment
Curriculum Highlights
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Key Topics Covered:
- Credit Risk Framework: Industry models (S&P, Moody’s, Fitch) and qualitative vs. quantitative analysis
- Credit Analysis Process: Step-by-step risk evaluation (transactional, structural, business, financial, management risks)
- Business Risk Analysis:
- Macroeconomic risks and industry dynamics
- Competitive positioning and operational risk assessment
- Financial Risk Analysis:
- Financial statement interpretation (P&L, balance sheet, cash flow)
- Ratio analysis (profitability, solvency, liquidity)
- Debt servicing capacity and cash flow sustainability
- Management Evaluation: Leadership quality assessment using structured tools (e.g., Management Evaluation Tool)
- Credit Mitigation: Identifying mitigating factors (e.g., government ownership, parent company support)
- Credit Rating Formulation: Probability of default (PD) and creditworthiness synthesis
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Key Skills Learned:
- Constructing a structured credit analysis framework
- Evaluating corporate business and financial risks
- Assessing management quality using objective criteria
- Calculating probability of default (PD) and assigning credit ratings
- Applying risk mitigation strategies in credit decisions
- Interpreting financial statements for credit risk purposes
Course Format
- Duration:
- 2 hours on-demand video
- 7 articles
- 5 downloadable resources (templates, case studies, or tools)
- Format:
- Self-paced online course (lifetime access)
- Mobile and TV access enabled
- Resources:
- Downloadable materials (e.g., credit analysis templates, case studies)
- Quizzes/exercises (integrated into modules)
- Certificate of completion (Udemy-verified)
Additional Information
- Instructor Credentials:
- 4.5/5 instructor rating (38,990 reviews)
- 301,639 students enrolled across 53 courses
- Specialization: Banking, risk management, and corporate finance education