Beyond Paychecks: The Real Meaning of Personal Finance

Course Overview

• Course Title: Beyond Paychecks: The Real Meaning of Personal Finance
• Instructor: Vishma Haldar
• Target Audience: Students, salaried professionals, freelancers, small business owners, beginners with zero financial background, young adults starting their careers, families planning their financial journey
• Prerequisites: None

Curriculum Highlights

• Key Topics Covered:
  • Budgeting with Indian examples
  • Difference between saving and investing
  • Power of compounding with Indian stories
  • Choosing bank accounts, UPI apps, and cards
  • Loans, CIBIL scores, EMIs, and credit card traps
  • Investing in mutual funds, PPF, stocks, gold, and REITs
  • Insurance: term life, health, motor
  • Building a 5-year financial plan
• Key Skills Learned:
  • Mastering income, budgeting, saving, investing, loans, insurance, and wealth-building
  • Building a strong financial foundation
  • Setting and achieving financial goals
  • Making smart money decisions
  • Achieving financial independence and retire early (FIRE)

Course Format

• Duration: 2 hours on-demand video
• Format: Self-paced online course
• Resources:
  • Downloadable PDFs
  • Excel trackers
  • Quizzes
  • Real-life assignments
  • Certificate of completion